Stay ahead of your next remortgage
Know your balance. Watch your LTV. Time your next move.
One place to track renewals, current LTV, and overpayment options across your properties.
Renewal timing
Know when a fixed deal is ending before the pressure arrives.
LTV visibility
See where your latest balance and valuation put you today.
Scenario planning
Test a simple overpayment without building your own spreadsheet.
What it does
Built around the features you actually use after setup.
The product is less about comparing new deals from scratch and more about helping you stay close to the one you already have.
Renewal tracking
See how long is left on your fixed deal before you drift onto your lender's follow-on rate.
Current LTV
Combine your latest balance and valuation to see where your mortgage sits right now.
Balance and valuation history
Record updates over time and build a clearer picture of how each property is moving.
Simple projections
See a lightweight forward balance path based on your current deal and mortgage type.
Overpayment scenarios
Try an extra monthly overpayment and compare how it changes your balance path.
Portfolio view
Keep more than one property in one place and see which one needs attention first.
How it works
A clearer way to keep on top of mortgages you already hold.
This is built for recurring use: updating balances, logging valuations, checking LTV, and seeing what changes if you overpay or leave things as they are.
Step 1
Add your property and mortgage
Enter the mortgage you already have, including the rate, fixed end date, repayment type, and starting balance.
Step 2
Keep balances and valuations up to date
Add occasional updates so the app can show current LTV, history over time, and the properties that need attention.
Step 3
Use projections before decisions get urgent
Check the renewal window, simple balance projection, and overpayment scenarios before your deal becomes expensive.
Use the tracker before renewal pressure turns into rushed decisions.
Why people would use it
More useful than a reminder, lighter than a full mortgage workflow.
Most mortgage tools are either too thin to revisit or too heavy for everyday tracking. RemortgageWatch sits in the middle: enough structure to follow balances, valuations, LTV movement, and simple what-if scenarios without turning into broker software.
Reassurance
Built for personal tracking, not lead generation.
Supports multiple properties in one account.
Your mortgage data stays tied to your own account.
Get ahead before your fixed deal ends.
Add your first property, update your latest balance, and keep your remortgage timing in view.
Get started